Summary
Overview
Work history
Education
Skills
LANGUAGES
References
Certificates and Awards
Timeline
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Feruzakhon Tolipova

Feruzakhon Tolipova

Summary

Experienced finance professional specializing in credit risk analysis, financial modelling, and project finance. Proven ability in due diligence, stakeholder engagement, regulatory compliance, and portfolio monitoring, with strong multilingual communication and negotiation skills. Experienced in working with government stakeholders and delivering complex financial projects.

Overview

8
8
years of professional experience

Work history

Associate Banker, Sustainable Infrastructure Group, Eurasia

European Bank for Reconstruction and Development (EBRD)
2022.10 - Current

Project Origination & Execution

  • Originated and executed infrastructure and project financing transactions, managing the full deal lifecycle including due diligence, financial modelling, structuring, and approvals.
  • Led negotiations with government authorities, clients, and advisors and prepared key transaction documentation (mandate letters, loan agreements, MOUs).

Portfolio Monitoring

  • Monitored project implementation, financial performance, and covenant compliance, preparing risk and monitoring reports.

Business Development

  • Built relationships with international financial institutions, investors, and government stakeholders, supporting deal origination and investment presentations.

Leadership

  • Mentored junior staff and supported team development.

Key Transactions

  • USD 250m regional road infrastructure financing.
  • USD 100m multi-city e-bus projects, plus additional railway and airport infrastructure investments.

Corporate and Project Finance Credit Risk Management

European Bank for Reconstruction and Development (EBRD)
2025.07 - 2025.12
  • Analyse complex deal structures (including in project finance and various financial products such as mezzanine debt, subordinated, parallel, Schuldschein, supply chain finance, etc) from a legal, regulatory, credit perspective.
  • Preparation of credit notes for the new projects across different sectors including corporate deals in manufacturing & resources, food & agriculture, telecommunication, property & tourism, energy sector (renewables), infrastructure (municipal and transport) across different regions (SEMED, Central Asia & Mongolia, Baltics and Central & Eastern Europe).
  • Assessment of the existing projects’ risk profile, evaluate progress, and analyse the risks.
  • Calculation of probability of default of the companies, review of financial models, term sheets, mandate letter, assessment of due diligence reports, investment profitability and others.

Analyst, Economics, Policy and Governance

European Bank for Reconstruction and Development (EBRD)
2019.06 - 2022.09
  • Supported development and implementation of policy and investment programs to unlock private sector investment across sectors including competition, SMEs, mining, SOE governance, privatization, and green transition.
  • Conducted economic and market analysis and coordinated with government, international organizations, and consultants.
  • Managed technical cooperation projects, including drafting ToRs and overseeing consultants.

Key Achievement

  • Contributed to adoption of major reforms including SOE ownership strategy, competition law, privatization law, and SME development strategy.

Intern

United States Agency for International Development (USAID)
2017.10 - 2019.03
  • Supported implementation of economic development and energy projects including Smart Waters, Energy Efficiency, Competitiveness Trade & Jobs, and Agricultural Value Chains.
  • Conducted market and regional analysis, preparing research materials, country profiles, and communications for project outreach.
  • Coordinated workshops, conferences, and stakeholder engagements, including the Central Asia Trade Forum 2018.
  • Provided administrative and operational support, including multilingual translation (English, Russian, Uzbek) and preparation of official correspondence.

Digital Banking Recruiter

ITCC Solutions, Digital Banking, FinTech
2018.10 - 2019.01
  • Supported recruitment and talent sourcing for digital banking and IT roles across Europe, including DevOps and financial leadership positions.
  • Assisted with employee engagement and leadership development initiatives.

Intern

Agency for Technical Cooperation and Development (ACTED)
2018.05 - 2018.07
  • Supported implementation of programs addressing domestic violence prevention and victim support.
  • Coordinated with local and international NGOs to expand shelter services.
  • Prepared informational and outreach materials.

Education

Bachelor of Science (Hons) - Banking and Finance

University of Bangor
2016.01 - 2020.01

Green River College
WA, Seattle
2017.06 - 2017.08

APMG Certified PPP Professional Foundation
2024.04 -

Skills

  • Credit Risk Analysis
  • Financial Modeling and model review
  • Project Finance Structuring
  • Regulatory Compliance
  • Stakeholder Engagement
  • Due Diligence
  • Portfolio Monitoring
  • Negotiation and Communication with Government Officials
  • Business Development
  • Multilingual Communication
  • Communication skills
  • Public speaking
  • Team building

LANGUAGES

English: fluent
Russian: fluent
Uzbek: native
Spanish: B1
French: B1
Turkish: A2

References

References available upon request.

Certificates and Awards

  • Certificate: Project Finance
  • Korean Transport Institute: E-Mobility
  • F1F9 Financial Modelling
  • F1F9 Debt Structuring
  • Award: USAID, Central Asia recognition of exceptional and dedicated support for USAID and helping to shape the relations between the Government of Uzbekistan and the United States of America.
  • Award: United Nations Headquarters “Breaking New Grounds for Sustainable Development”
  • Award: Study of the United States Institute for Student Leaders on Women’s Leadership
  • Award: SOS Children’s Village “Successful completion of volunteer work.”

Timeline

Corporate and Project Finance Credit Risk Management

European Bank for Reconstruction and Development (EBRD)
2025.07 - 2025.12

APMG Certified PPP Professional Foundation
2024.04 -

Associate Banker, Sustainable Infrastructure Group, Eurasia

European Bank for Reconstruction and Development (EBRD)
2022.10 - Current

Analyst, Economics, Policy and Governance

European Bank for Reconstruction and Development (EBRD)
2019.06 - 2022.09

Digital Banking Recruiter

ITCC Solutions, Digital Banking, FinTech
2018.10 - 2019.01

Intern

Agency for Technical Cooperation and Development (ACTED)
2018.05 - 2018.07

Intern

United States Agency for International Development (USAID)
2017.10 - 2019.03

Green River College
2017.06 - 2017.08

Bachelor of Science (Hons) - Banking and Finance

University of Bangor
2016.01 - 2020.01
Feruzakhon Tolipova