Musurmonkul Choriev

• Organizing, executing, managing, coordinating, and overseeing client relationships at the bank
• Attracting and onboarding new clients
• Maintaining, developing, and terminating relationships with clients
• Establishing the bank's client base, tracking it, and segmenting it
• Acting as the primary point of contact for clients on non-standard and delicate issues related to their banking services, applicable rates, and special terms, etc
• Conducting client identification and due diligence processes and ongoing risk assessments for clients ("Know Your Customer"), in compliance with applicable anti-money laundering and anti-terrorism financing regulations and policies
• Implementing effective sales strategies in the client relationship portfolio
• Carrying out an active multi-product marketing plan for clients (cross-selling) and negotiating product terms with clients
• Informing clients about significant changes occurring in the bank (changes in rates/processes, new services, etc.)
• Providing consultations to clients on banking services, involving employees from other departments when necessary
• Working closely with employees in various departments to service client relationships
• Monitoring the completion of tasks/projects agreed upon between the bank and the client
• Establishing partnerships with clients, including assisting in their business development
• Regularly engaging with client management and holding periodic meetings with clients
• Organizing meetings between client management teams and the bank to maintain client relationships through the prior discussion of agendas with bank management
• Understanding client business unit and product owner intentions based on historical and prospective analysis of client relationships and market conditions
• Conducting preliminary analysis of client financial positions
• Referring to bank management any issues arising in client service (special rates, client complaints and suggestions, etc.)
• Organizing and overseeing branch operational work, including supervising Foreign Exchange operations and payments, Credit matters at the branch
• Organizing cash operations at the branch and ensuring the safety of monetary assets and other valuables at the branch
• Ensuring high-quality customer service across all products and services offered by the bank and monitoring staff compliance with established customer service standards
• Ensuring adherence to decisions made by bank management and leadership regarding branch activities
• Enhancing the professional development and qualifications of branch employees
• Ensuring uninterrupted branch operations
• Resolving issues, conflicts, and disputes with clients.

• Organizing, executing, managing, coordinating, and overseeing client relationships at the bank.

• Attracting and onboarding new clients. Maintaining, developing, and terminating relationships with clients. Establishing the bank's client base, tracking it, and segmenting it.

• Acting as the primary point of contact for clients on non-standard and delicate issues related to their banking services, applicable rates, and special terms, etc.

• Conducting client identification and due diligence processes and ongoing risk assessments for clients ("Know Your Customer"), in compliance with applicable anti-money laundering and anti-terrorism financing regulations and policies.

• Implementing effective sales strategies in the client relationship portfolio. Carrying out an active multi-product marketing plan for clients (cross-selling) and negotiating product terms with clients.

• Informing clients about significant changes occurring in the bank (changes in rates/processes, new services, etc.).

• Providing consultations to clients on banking services, involving employees from other departments when necessary. Working closely with employees in various departments to service client relationships. Monitoring the completion of tasks/projects agreed upon between the bank and the client.

• Establishing partnerships with clients, including assisting in their business development. Regularly engaging with client management and holding periodic meetings with clients. Organizing meetings between client management teams and the bank to maintain client relationships through the prior discussion of agendas with bank management.

• Understanding client business unit and product owner intentions based on historical and prospective analysis of client relationships and market conditions. Conducting preliminary analysis of client financial positions.

• Referring to bank management any issues arising in client service (special rates, client complaints and suggestions, etc.).

• Organizing and overseeing branch operational work, including supervising Foreign Exchange operations and payments, Credit matters at the branch.

• Organizing cash operations at the branch and ensuring the safety of monetary assets and other valuables at the branch. • Ensuring high-quality customer service across all products and services offered by the bank and monitoring staff compliance with established customer service standards.

• Ensuring adherence to decisions made by bank management and leadership regarding branch activities.

• Enhancing the professional development and qualifications of branch employees.

• Ensuring uninterrupted branch operations.

• Resolving issues, conflicts, and disputes with clients.

• Daily reconciliation of all initiated and verified transactions from front-office and back-office personnel, including Unified Electronic Information System of Foreign Trade Operations (UEISFT) operations, ensuring control at the end of each operational day, or no later than the next working day.
• Comparison of transactions in the bank's payment system with customers' payment orders to identify discrepancies.
• Checking the correctness of various daily documents, including payment orders, Box-1 payment orders, Box-2 payment orders, memorial orders (bank's internal transactions), cash office transactions, and other branch-specific operations (e.g., currency exchange).
• Reconciliation of daily documents with the bank's balance sheet to identify any missing or unaccounted-for documents.
• Ensuring that daily transactions comply with relevant legislative acts and regulations.
• Monitoring and controlling cancelled transactions that were initially verified to prevent unauthorized or irregular cancellations.
• Participation in special inspections as ordered by management.
• Addressing other ad-hoc requests from management that may arise, such as investigating specific issues or providing financial data and analysis as needed.

• Informing potential clients about interest rates
• Providing comprehensive information on loan terms
• Assisting in selecting suitable credit options
• Calculating key loan parameters, including terms, interest rates, minimum down payments, and repayment schedules
• Accepting loan applications
• Verifying the document packages provided by borrowers
• Assessing credit risks
• Preparing required documentation
• Managing the fund disbursement process
• Overseeing transactions until loans are fully repaid.

• Conduction of conversion operations for individuals and legal entities
• Execution of operations related to capital movements (attracting loans, investments, and others)
• Execution of operations related to foreign exchange payments
• Acceptance of foreign trade contracts for service
• Input of information on settlements into the Unified Electronic Information System of Foreign Trade Operations (UEISFT) in Uzbekistan
• Verification of incoming and outgoing payments in accordance with foreign exchange legislation
• Confirmation of receipts from export activities to obtain VAT benefits
• Review of documents for currency conversion
• Preparation of foreign exchange control reports (movement of funds in foreign banks, mandatory sale of foreign currency)
• Providing assistance to clients in resolving issues related to foreign exchange operations
• Correspondence with clients and government organizations regarding issues related to foreign exchange legislation.

• Acceptance of foreign trade contracts for service
• Execution of operations related to the mandatory sale of foreign currency
• Input of information on settlements into the Unified Electronic Information System of Foreign Trade Operations (UEISFT) in Uzbekistan
• Verification of incoming and outgoing payments in accordance with foreign exchange legislation
• Confirmation of receipts from export activities to obtain VAT benefits
• Review of documents for currency conversion
• Preparation of foreign exchange control reports (mandatory sale of foreign currency, movement of funds in foreign banks)
• Providing assistance to clients in resolving issues related to foreign exchange operations
• Correspondence with clients and government organizations regarding issues related to foreign exchange legislation.

• Searching and attracting potential foreign investors in the promising sectors of the economy (Pharmaceutical and Food Industry)
• Organizing meetings and negotiations between foreign investors and domestic entrepreneurs in compliance with established procedures to implement mutually beneficial prospective investment projects
• Searching and concluding contracts for the production of printing materials.