Ozoda Botirova

• Manage facultative, treaty and MGA program reinsurance arrangements across key business lines
• Analyze risk exposure, negotiate terms with international reinsurers, and structure reinsurance programs
• Coordinate with brokers and regional partners for capacity placement and compliance with local regulations
• Contributed to enhancing the reinsurance program’s efficiency and alignment with international best practices.
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Evaluating the creditworthiness of individuals or businesses applying for loans or credit. This involves analyzing financial statements, credit reports, and payment histories to decide whether to approve or decline credit applications and under what terms. The goal is to manage and minimize financial risk for the bank by setting credit limits, negotiating payment terms, and ensuring compliance with financial regulations. Reviewing credit and loan applications for completeness and accuracy.

Responsibilities:

Conducting risk assessments based on clients' financial histories.

Communicating credit decisions to clients or internal teams.

Monitoring accounts for delinquency and managing collections if needed.

Collaborating with other departments like sales and accounts receivable.

Maintaining accurate credit documentation and preparing reports on credit risk.

Recommending improvements to credit policies and procedures.